Effective Date: 16 October, 2025

Last Updated: 16 October, 2025

1. Introduction

Welcome to Daler. This Privacy Policy explains how Hoang Nam, operating in partnership ("we," "us," "our," or "Publisher"), collects, uses, discloses, and protects your personal information when you use the Daler mobile application ("App," "Service," or "Daler") on Android and iOS platforms.

We are committed to protecting your privacy and ensuring the security of your personal information. By using Daler, you consent to the data practices described in this Privacy Policy.

Contact Information:

• Email: [email protected]
• Address: Hanoi, Vietnam

If you do not agree with this Privacy Policy, please do not use the App.

2. Information We Collect

2.1 Information You Provide Directly

Account Information: When you create an account, we collect:

• Email address (if registering with email)
• Account credentials (username and password)
• Authentication tokens from Google or Apple (if using social login)
• Profile information you choose to provide

Financial Transaction Data:

• Transaction descriptions, amounts, categories, and dates that you manually enter
• Budget information and financial goals you set
• Notes and tags you add to transactions